rowyn

Yeah, the problem seems to be that the incentives are in the wrong direction here: for insurers, the object is to make money, so the less they have to pay in benefits the better, so they would prefer to deny if possible. If you flip things around and instead of insurers, they can charge the government, then suddenly the big incentive is to provide more services and goods, and rake in that sweet, sweet freshly printed money. Or at least that's my naive assumption.