Goodness, that is a lot of financial adulting, well done.

I've told myself I'll get my finances in order in the new year, because 2025 is the year I'm going to make serious steps to seeing if I can break even working in the Arts. Which means I need to have a clean financial slate to start with, so, yeah. Thankyou for posting this; it gives me hope that I, too, can get my shit together.